Short-Term Insurance

Services

Short-Term Insurance

Motor Vehicle Cover (Personal Lines)

XPert Holdings works with over 24 Insurance Companies, that allows us to shop around and find the best possible deal for you. We offer independent advice to ensure that you benefit most in the event of a claim which means that claims are processed and settled quickly and efficiently. We negotiate preferential rates with all our providers, based on individual clients’ risk assessments, to give you cost-effective cover that’s tailored to your needs. Schemes.

There are three types of cover available for motor vehicles:

• Third party: This is the least expensive of all motor vehicle insurance cover. Third party insurance is essentially a form of liability insurance taken by the insured for protection against claims by a third party.
• Third-party, fire and theft: Vehicles still subjected to finance agreement may not take this cover as it only provides cover in the event of fire, theft and third party; no own damage cover in the event of an accident.
• Comprehensive cover: This cover includes all of the above as well as damages to the insured’s vehicle. This is one of the highest levels of motor vehicle insurance protection. You may claim even if the accident is your fault. Cover includes damage caused by fire and natural disasters and provides cover for theft and hijacking.

We will assist you with the claim process and keep you up to speed, every step of the way. We offer an obligation-free, short-term insurance assessment on your current policies, with leading risk-adjusted advice.